Asset finance that works in the real world.
At AEA Asset Finance, we provide equipment and vehicle funding for businesses recovering from liquidation, completing a Small Business Restructure (SBR), or facing complex financial histories.
You deal directly with the decision-makers — not a middleman.
Simple, practical finance when you need it most
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For startups and new businesses
We help new and restarting businesses access the equipment they need — even without long trading history or perfect credit. From your first vehicle to essential machinery, we look at future potential, not just past events.
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Challenging credit histories
Past issues shouldn’t stop your future. We work directly with businesses coming out of liquidation, Small Business Restructure (SBR), arrears, defaults or unusual trading circumstances.
Our focus is on creating realistic finance solutions so you can move forward with confidence. -
Vehicles and machinery
From vans and trucks to construction equipment and specialist machinery, we provide asset finance tailored to your sector and cashflow — all funded directly by us, not external lenders.
Why Businesses Choose Us
We don’t judge your past
Liquidation, SBR, arrears or defaults — we understand these situations.
Fast, simple approvals
Minimal paperwork. No commission-loaded broker rates.
Focused on helping you rebuild
Our goal is to get you trading again as quickly as possible.
We’re the direct financier, not a broker
You deal with the people who make the decisions.
How it works
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Tell us what you need
Complete our quick online application with basic business and equipment details.
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We review your options
We assess your situation, including any previous credit issues, and approach suitable lenders on your behalf.
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Get a decision and move forward
Once approved, you can secure your equipment or vehicle and get back to running your business.
AEA Asset Finance
AEA Asset Finance is a direct lender specialising in asset finance for equipment, vehicles and machinery — with a strong focus on businesses emerging from liquidation, SBR, or credit challenges.
We assess your situation based on real-world trading potential and provide practical finance solutions that help you keep moving, trading and growing.
